Privacy Policy / Política de Privacidad
Last updated: October 2025
Amar Mobility Solutions LLC, doing business as Insurance & Business Advisors (IBA) in certain jurisdictions and as IBA Insurance Agency in the State of California, respects and protects the privacy of all visitors and clients. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information in accordance with U.S. federal and state privacy regulations for licensed insurance agencies.
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1. Information We Collect / Información que recopilamos We may collect the following categories of information: • Contact details (name, address, email, phone number). • Demographic and financial information provided for insurance quotes or consultations. • Information related to insurance policies, beneficiaries, and health data (if applicable). • Technical data (such as cookies or analytics from our website). Español: Podemos recopilar tu nombre, dirección, correo electrónico, teléfono y otra información necesaria para ofrecerte cotizaciones, pólizas o asesorías financieras.
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2. How We Use Your Information / Cómo usamos tu información We use your information solely for legitimate business purposes, including: • Providing insurance and financial advisory services. • Contacting you regarding your policies or consultations. • Maintaining regulatory compliance and licensing records. • Improving our services and client experience. We do not sell, rent, or trade your personal information to third parties. Usamos tu información solo para proveer servicios de seguros y asesoría financiera; nunca la vendemos ni compartimos sin tu consentimiento.
3. Data Security / Protección de datos We implement industry-standard security measures including SSL encryption, restricted access, and secure storage of client files and submissions through professional platforms (JotForm, HealthSherpa, insurance carrier portals). Empleamos medidas de seguridad industriales para proteger tu información.
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4. Legal Entity and State Disclosure / Divulgación legal por estado
Insurance and financial services are offered through Amar Mobility Solutions LLC, a licensed insurance agency operating under different trade names depending on state approval.
• In the State of California, services are provided exclusively under the approved DBA IBA Insurance Agency (CA License # [insert number]).
• In other approved jurisdictions, the agency operates as Insurance & Business Advisors (IBA).
• In states where no DBA is approved, services are offered under the legal name Amar Mobility Solutions LLC.
Español: Los servicios de seguros y finanzas se ofrecen a través de Amar Mobility Solutions LLC, que opera bajo distintos nombres comerciales según la aprobación estatal.
En California bajo IBA Insurance Agency (Lic. CA # …), en otros estados como Insurance & Business Advisors (IBA), y donde no existe DBA aprobado, como Amar Mobility Solutions LLC.
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5. Your Rights / Tus derechos
You may request access, correction, or deletion of your data by contacting:
📧 info@ibacenter.com
📞 +1 (844) 752-3564
California residents may also exercise their rights under the California Consumer Privacy Act (CCPA) by contacting us through the same email or mailing address provided below.
6. Third-Party Links / Enlaces de terceros Our website may include links to trusted partners such as HealthSherpa or insurance carriers. These sites maintain their own privacy policies; we are not responsible for their content but partner only with compliant entities.
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7. Retention Policy / Política de retención We retain client information only as long as necessary to provide services or comply with legal and regulatory requirements. Los datos se mantienen solo mientras sea necesario para cumplir con las leyes vigentes.
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8. Contact Information / Información de contacto Amar Mobility Solutions LLC 📍 Pittsburgh, PA 15102 USA 📧 info@ibacenter.com | 📞 +1 (844) 752-3564 🌐 www.ibacenter.com
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9. Disclaimer / Aviso legal
Information on this website is for educational purposes only and should not be considered tax, legal, or investment advice.
Results and benefits may vary based on individual circumstances and state regulations.
La información aquí presentada es educativa y no constituye asesoría fiscal, legal ni de inversión.
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10. Changes to This Policy / Cambios en esta política
We may update this Privacy Policy from time to time to reflect changes in our business or regulatory requirements.
Any updates will be posted here with a new effective date.